Life Events

One constant in life is change. When you partner with Breakwater Capital, we help you develop financial plans for significant events, such as buying a home or second home, adopting a child, and managing your retirement savings over the long term. It pays to have a financial advocate at your side, helping you make the right decisions for you and your family’s future.

Buying a Home

Buying a home is a milestone, whether it is your first or second. We will help you understand what you can afford, what the impact of current and future interest rates may have, and how this purchase affects the rest of your financial plan.

Blending Families​​

Blending families can mean combining finances, assets, debts, and sometimes children. We will help you navigate budgeting, protect assets, and set up the right estate plans to ensure clarity related to this exciting change.

Divorce​

Divorce can significantly impact your financial and personal lives. We’re here to guide you through the financial challenges and develop a plan for your new reality. Click here to find out how we can help.

Selling a Business

Transitioning from a business owner to a retiree requires several critical financial decisions. We can help you find the right buyer, generate a valuation for your business, structure the deal, and coordinate the transaction with your other advisors (attorney, CPA, business broker, real estate agent).

Retirement​

Considering the immense effort you have invested to ensure a comfortable retirement, you deserve peace of mind and enjoyment in your golden years.Given the possibility that retirement could span 30 years or more, it is crucial to engage a team of professionals with experience in retirement planning. We can assist you in developing and managing a comprehensive plan designed to protect, generate income from, and grow your wealth throughout your retirement years.

Having or Adopting a Child

Welcoming a child into the world can be a life-changing, joyful event. When you expand your family it is a good time to review your financial picture. This can include medical coverage, your estate plan, starting a college fund, and reviewing life insurance so your family is protected. We will help you handle the financial aspects this change may bring so you can focus on your family, career, and personal interests.

Losing a Loved One

Losing someone close is difficult enough without dealing with the aftermath of possible financial implications. We can assist you with estate settlement, account re-registration, and managing inheritances. You have experienced advisors working on your behalf to help you regain control during a difficult time.

Let's Get to Work

If you’re in search of innovative wealth management solutions or are starting a new chapter in your financial life, let’s connect.