Investment Management
“Know what you own, and know why you own it.” Peter Lynch
When planning for retirement, it’s crucial to consider that it could last 30 years or more for one or both spouses, especially with good genetics and healthy lifestyles. Effective investment management involves growing your assets and protecting them from uncertainties, ensuring a stable and secure financial future throughout your retirement.
There are generally three types of market participants: the investor, many of you, the trader, who, while informed, measures performance in minutes and months; and speculator who dabbles in the markets, much like with the gambler, is about hope and luck and some form of entertainment versus any real skill.
We understand that for many people, getting to buy these “great” investments is where the fun lies. But it is here where fortunes are made and lost. Having a well-thought-out philosophy and process may not ensure success every day, but it will go a long way to improve your success versus the average or speculative investor.
When done properly, investing is a consistent, disciplined and long-term process that can and should be adjusted to changes in your financial picture and the investing landscape itself. One of our most important roles at Breakwater Capital Group is shepherding you through this process by undertaking most, if not all, of the day-to-day work.
We manage your assets using a mix of Modern Portfolio Theory and Behavioral Finance principles. Modern Portfolio Theory allows us to manage portfolios on a risk-adjusted basis, focused on the long term.
Our focus on Behavioral Finance enables us to manage the accounts in a data-driven, unemotional, and goal-based way. This investment process is based on decades of research, data, and common sense. This approach focuses on broad diversification, tax efficiency, and cost management to maximize returns and reduce risks.
As a high achiever, you can be confident that your wealth is being managed with discipline, research, and data rather than emotion-based decisions that don’t serve you well over time..
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If you’re in search of innovative wealth management solutions or are starting a new chapter in your financial life, let’s connect.